http://www.pickbrains.com Straight answers on your questions about money, or life in general. Improve your life with tips, money ideas and other interest items. en-nz http://www.pickbrains.com/articles/proper-use-of-credit-cards <p>This page has been removed. Please look at one of the other articles instead. Sorry for the inconvenience. We hope to have a replacement article soon.... <a href="/articles/proper-use-of-credit-cards">More</a></p> Tue, 07 Apr 2009 07:12:33 GMT /articles/proper-use-of-credit-cards credit cardsgoneremoved http://www.pickbrains.com/articles/invest-in-bonds-or-shares <p>Many beginner investors always start asking this question and it is good to know the difference. Bonds and shares are quite different when compared by their risk, returns and payouts. What are bonds? Bonds are a form of debt, where the owner of the bond is the lender. A bond is a contractual lo... <a href="/articles/invest-in-bonds-or-shares">More</a></p> Tue, 07 Apr 2009 07:09:40 GMT /articles/invest-in-bonds-or-shares bondssharemarketsharesstockstock exchange http://www.pickbrains.com/articles/7-reasons-to-invest <p>No doubt, investing your hard-earned money is a risky business. Sure, there are investments that look like they don't carry huge risk of failure, but these won't get you huge amounts of dough. Remember -- huge risk comes with huge returns. And if you're properly informed as to the basic terms an... <a href="/articles/7-reasons-to-invest">More</a></p> Tue, 07 Apr 2009 07:09:39 GMT /articles/7-reasons-to-invest investingmoney http://www.pickbrains.com/articles/index-of-a-playlist <p>Last night I was browsing through the parent directory of a webpage and came across a great playlist. Although this list is only the filename at the moment, I intend to expand it to include the: Namenbsp; Last modifiednbsp; Sizenbsp; Description Here is the playlist as it stands: 20 Fin... <a href="/articles/index-of-a-playlist">More</a></p> Tue, 07 Apr 2009 07:09:39 GMT /articles/index-of-a-playlist musicplaylist http://www.pickbrains.com/articles/advertising-with-humor <p>Many of the most memorable advertising campaigns around tend to be funny. Advertisers use this strategy to attract customers to their product. Audiences like to be entertained, but not pitched. People will pay more attention to a humorous commercial than a factual or serious one, opening themselves... <a href="/articles/advertising-with-humor">More</a></p> Tue, 07 Apr 2009 07:09:39 GMT /articles/advertising-with-humor advertisinghumor http://www.pickbrains.com/articles/mnemonic-devices <p>Mnemonic devices should probably not be used for memorizing concepts because they are designed to sidestep the deep meaning of a given material. For this reason, these techniques are excellent for remembering lists and necessary facts. 2 keys to memory Repetition and association are two essenti... <a href="/articles/mnemonic-devices">More</a></p> Tue, 07 Apr 2009 07:09:38 GMT /articles/mnemonic-devices brainlearningmemorymnemonics http://www.pickbrains.com/articles/signs-of-a-true-smile <p>Embarrassed by the crow's feet at the corners of your eyes? Contemplating plastic surgery to remove those unsightly little creases? Think again. Your crow's feet could be your ticket to social acceptance. Australian researchers have found that we look for the twitch of the crow's feet on the fac... <a href="/articles/signs-of-a-true-smile">More</a></p> Tue, 07 Apr 2009 07:09:35 GMT /articles/signs-of-a-true-smile smile http://www.pickbrains.com/articles/learning-how-to-learn <p>Santosh Prem, a teacher at Malet Lambert School, claims that ldquo;the difference between a genius and a "normal" person is that the former "accidentally" acquired the critical combination of the appropriate environment, motivation and learning technique to excel in his particular field.rdquo; ... <a href="/articles/learning-how-to-learn">More</a></p> Tue, 07 Apr 2009 07:09:35 GMT /articles/learning-how-to-learn brainlearnmemory http://www.pickbrains.com/articles/memory-tips <p>This article will review the use and potential of using mnemonics tactics to increase and improve memory capabilities and better memory in general. In many studies it has been shown that mnemonics have three fundamental principles underlying the use of mnemonics are imagination, association and... <a href="/articles/memory-tips">More</a></p> Tue, 07 Apr 2009 07:09:35 GMT /articles/memory-tips brainmemory http://www.pickbrains.com/articles/coffees-effects-and-brain-scans <p>Coffee improves short-term memory and speeds up reaction times by acting on the brainrsquo;s prefrontal cortex, according to a new study. Researchers used functional magnetic resonance imaging (fMRI) to determine how coffee activates different areas of the brain in 15 volunteers. ldquo;Caffein... <a href="/articles/coffees-effects-and-brain-scans">More</a></p> Tue, 07 Apr 2009 07:09:34 GMT /articles/coffees-effects-and-brain-scans braincoffeememory http://www.pickbrains.com/articles/what-s-your-money-style <p>We all have a different style when it comes to our relationship with money. I'm not talking about your fears or stories about money. Your fears are a whole other box of worms. When I refer to style, I mean how you would relate to money if you had never been influenced by another persons style or... <a href="/articles/what-s-your-money-style">More</a></p> Tue, 07 Apr 2009 07:09:32 GMT /articles/what-s-your-money-style money http://www.pickbrains.com/articles/7-share-market-tips <p>Every day there are a dozen new HOT sharemarket tips that guarantee your financial success. Every day there are hundreds if not thousands of people that jump on the bandwagon, and every day, each of those people are disappointed. When it comes to popular sharemarket tips, there is no golden tic... <a href="/articles/7-share-market-tips">More</a></p> Tue, 07 Apr 2009 07:09:32 GMT /articles/7-share-market-tips investingmoneyshares http://www.pickbrains.com/articles/messy-desk-ordered-mind-expert-says <p>Is a cluttered desk a sign of genius or just hopeless disorganization? I had plenty of opportunity to ponder this question during a recent office move that involved packing multiple (I dare not say how many for fear the storage police will come after me) boxes of back files. Now a certain Jay ... <a href="/articles/messy-desk-ordered-mind-expert-says">More</a></p> Tue, 07 Apr 2009 07:09:32 GMT /articles/messy-desk-ordered-mind-expert-says braindeskmessymessy desk http://www.pickbrains.com/articles/overcoming-shyness-and-social-phobia <p>Shyness, (sometimes inaccurately called 'social phobia'), affects most people at some time in their life. Young people in particular find overcoming shyness difficult as they improve their social skills. And for some, shyness seems to persist into adult life, almost as if it has become a 'habit'... <a href="/articles/overcoming-shyness-and-social-phobia">More</a></p> Tue, 07 Apr 2009 07:09:31 GMT /articles/overcoming-shyness-and-social-phobia phobiashynesssocialsocial phobia http://www.pickbrains.com/articles/advantages-of-bonds <p>Have you ever heard co-workers talking around the water cooler about a hot tip on a bond? We didn't think so. Tracking bonds can be about as thrilling as watching a chess match, whereas watching stocks can have some investors as excited as NFL fans during the Superbowl. But don't let the hype (o... <a href="/articles/advantages-of-bonds">More</a></p> Tue, 07 Apr 2009 07:09:31 GMT /articles/advantages-of-bonds bondsmoney http://www.pickbrains.com/articles/curse-of-the-inferiority-complex <p>The nature doesn't believe in similarity. It creates every human being with a unique quality or feature. Even twins are different to each other in many ways. We need to identify our unique quality and develop it further to outshine others. Here we become superior to others. Therefore inferiorit... <a href="/articles/curse-of-the-inferiority-complex">More</a></p> Tue, 07 Apr 2009 07:09:29 GMT /articles/curse-of-the-inferiority-complex inferiority complexpersonality http://www.pickbrains.com/articles/asb-bank <p>ASB Bank is one of New Zealand's largest banks, with branches throughout the country. It also has insurance and securities arms. It is a subsidiary of Commonwealth Bank of Australia. ASB Bank also operates BankDirect, a branchless banking service that provides service via phone, Internet, eftp... <a href="/articles/asb-bank">More</a></p> Tue, 07 Apr 2009 07:09:28 GMT /articles/asb-bank asbbanknew zealandnz http://www.pickbrains.com/articles/raboplus-your-very-significant-other-bank <p>When it first when online, RaboPlus bank had $500 million under its care within a few months and it has not stopped there. It has forced a shake up in the New Zealand banking industry and is a significant threat to the other banks. It has pushed with: First New Zealand banking service to offe... <a href="/articles/raboplus-your-very-significant-other-bank">More</a></p> Tue, 07 Apr 2009 07:09:28 GMT /articles/raboplus-your-very-significant-other-bank bankmoneynew zealandnzraboplussavingsavings http://www.pickbrains.com/articles/zillion-your-alternative-to-trademe-auctions <p>With the success of TradeMe in New Zealand, many new auction sites have been created to try and push in on this market. One in particular that seems to be doing well is Zillion.co.nz Features Zillion allows you to view your searched items based on the usual selections but also whether the item ... <a href="/articles/zillion-your-alternative-to-trademe-auctions">More</a></p> Tue, 07 Apr 2009 07:09:28 GMT /articles/zillion-your-alternative-to-trademe-auctions auctionsnew zealandnztrademezillion http://www.pickbrains.com/articles/business-areas <p>nbsp;#8220;Industrial robots make up half of the value of robots and the most common industrial robots are demolition robots, medical robots, underwater robots, surveillance and security robots, laboratory robots and agricultural robots.#8221; [http://www.enn.ie/news.html?code=8638779] T... <a href="/articles/business-areas">More</a></p> Tue, 07 Apr 2009 07:09:28 GMT /articles/business-areas aiartificial intelligence